# Silvershore Funding Group

> Silvershore Funding Group is a small-business funding broker at 10 N Leroux St, Flagstaff, AZ 86001 (phone (928) 239-1321). It helps businesses in Flagstaff, AZ; Sedona, AZ and across Coconino County, Arizona, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Silvershore Funding Group connects you with lending partners; partners make credit decisions and set rates and terms. Silvershore Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Silvershore Funding Group does not arrange personal, payday, auto title or SBA loans, and does not offer agriculture or trucking funding.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 10 N Leroux St, Flagstaff, AZ 86001, United States
- Phone: (928) 239-1321
- Apply: https://silvershorefundinggroup.com/apply/
- Service area: Flagstaff, AZ; Sedona, AZ and all of Coconino County, Arizona
- Language: English

## Funding options
- [Compare Business Funding Options in Flagstaff, AZ](https://silvershorefundinggroup.com/business-loans/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, compares six options: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is repaid differently, so the natural starting point is what the money will pay for. Partners, not Silvershore, approve requests and set rates and terms.
- [How Working Capital Financing Works for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/business-loans/working-capital/): Working capital financing is short-term business funding for operating costs such as payroll, rent and supplies, normally repaid in fixed installments from the revenue that follows. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, helps Coconino County owners size the need and connects them with lending partners, who approve requests and set rates and terms.
- [How Business Term Loans Work for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/business-loans/term-loans/): A business term loan is a single lump sum repaid in scheduled installments of principal and interest over a fixed term, used for projects with a known cost. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains amortization, balloon payments and covenants, and connects Coconino County owners with lending partners, who decide and set rates and terms.
- [How Business Lines of Credit Work for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/business-loans/line-of-credit/): A business line of credit is a borrowing limit the business draws on as needed, with interest charged on the amount drawn rather than the full limit. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains draw periods, revolving and non-revolving lines and renewals, and connects Coconino County owners with lending partners, who approve lines and set rates and terms.
- [How Inventory Financing Works for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/business-loans/inventory-financing/): Inventory financing is business funding secured by the goods a company buys to resell, repaid as that stock sells. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains advance levels, floor plan financing and lien filings, and connects Coconino County retailers and wholesalers with lending partners, who value the inventory, decide and set rates and terms.
- [How Equipment Financing and Leasing Works for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/equipment-financing/): Equipment financing funds the purchase or lease of a specific asset, such as a work vehicle, an oven or a dental chair, with that asset as collateral. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains loans, leases and equipment finance agreements, and connects Coconino County owners with lending partners, who decide and set rates and terms.
- [How Merchant Cash Advances Work for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/merchant-cash-advance/): A merchant cash advance is a purchase of a business's future receipts, not a loan: a funder pays a sum now and collects an agreed larger total from future sales. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains holdback percentages, remittance, reconciliation and stacking, and compares advances with loan options. Funders set every term.

## Industries
- [Business Financing by Industry in Flagstaff, AZ](https://silvershorefundinggroup.com/industries/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, works with four sectors its lending partners cover: construction, restaurants, medical and dental practices, and retail and wholesale. Each has a different cash cycle, so each tends toward different funding. Partners, not Silvershore, make credit decisions and set rates and terms.
- [How Contractor and Construction Financing Works for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/industries/construction/): Contractor financing covers equipment, materials and payroll for builders and specialty trades, usually through equipment financing, lines of credit and working capital. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains which fits each need and connects Coconino County contractors with lending partners, who make credit decisions and set rates and terms.
- [How Restaurant and Food Service Financing Works for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/industries/restaurants/): Restaurant financing covers kitchen equipment, point-of-sale systems, remodels, payroll and new openings, usually through equipment financing, working capital or a term loan. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains the fit for each need and connects Coconino County restaurants with lending partners, who make credit decisions and set rates and terms.
- [How Medical and Dental Practice Financing Works for Flagstaff, AZ Businesses](https://silvershorefundinggroup.com/industries/medical-dental/): Medical and dental practice financing covers equipment, office build-outs, practice purchases and working capital while insurance payments are pending. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains which funding fits each need and connects Coconino County practices with lending partners, who make credit decisions and set rates and terms.

## Guides and calculators
- [Business Funding Guides and Calculators for Flagstaff, AZ Owners](https://silvershorefundinggroup.com/resources/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, publishes three Arizona and Northern Arizona guides, an explainer on revolving and non-revolving credit lines, and two calculators: a line of credit payment calculator and a merchant cash advance holdback estimator. The guides are general information, not advice; partners make credit decisions and set terms.
- [Arizona UCC Records: How to Search, Read and Clear a Business Lien](https://silvershorefundinggroup.com/resources/arizona-ucc-records-search/): A UCC filing is a public notice that a creditor claims an interest in a business's property. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, recommends Arizona owners search their own records before applying: confirm the exact legal name with the Arizona Corporation Commission, search under it, read each filing's collateral description, and have paid-off filings terminated.
- [Flagstaff, AZ Business License and TPT: What to Have in Place Before You Apply](https://silvershorefundinggroup.com/resources/flagstaff-business-license-and-tpt/): Flagstaff businesses generally need a city business license for each permanent location, Arizona TPT licensing through the Department of Revenue for taxable activity, and, for LLCs and corporations, an Arizona Corporation Commission filing. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains why partners check these records and why the names on them must match.
- [Small Business Funding Resources in Flagstaff, AZ and Northern Arizona](https://silvershorefundinggroup.com/resources/northern-arizona-small-business-resources/): Flagstaff owners can get free or public help from the Arizona SBDC centre at Coconino Community College, regional economic development through ECoNA, the city's Choose Flagstaff office, the Greater Flagstaff Chamber, the SBA Arizona District Office and state records offices. None of them has any affiliation with Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona.
- [Revolving vs. Non-Revolving Business Lines of Credit: How Draws Work](https://silvershorefundinggroup.com/resources/revolving-vs-non-revolving-line-of-credit/): On a revolving business line of credit, repaying principal restores the amount you can draw again; on a non-revolving line, each draw permanently reduces what is left. Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains how draws, draw periods and interest work on each, and when each fits. Lending partners decide on lines and set their terms.
- [Business Line of Credit Payment Calculator (Interest on What You Draw)](https://silvershorefundinggroup.com/resources/line-of-credit-payment-calculator/): This free calculator from Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, shows the monthly payment, total interest and total repaid on a line of credit draw repaid in equal monthly installments, using the rate and term from an offer. Interest on a line is charged on what you draw, not the limit. Results are arithmetic only, not a quote.
- [Merchant Cash Advance Holdback Estimator: How Long Remittance Could Run](https://silvershorefundinggroup.com/resources/mca-holdback-calculator/): This free estimator from Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, turns a merchant cash advance offer into a total to be remitted, a dollar cost and an estimated number of business days to remit, based on the holdback percentage and your average daily card sales. A merchant cash advance is not a loan. Results are arithmetic only.

## Areas served
- [Funding a Business in Flagstaff, AZ: What the Local Economy Looks Like](https://silvershorefundinggroup.com/flagstaff-az/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, works from 10 N Leroux St. ZIP 86001, the office's ZIP, had 1,451 employer establishments in 2023, and Coconino County had 3,955. This page covers that data, Flagstaff licensing and TPT steps, and free local advisers. Lending partners, not Silvershore, make credit decisions and set terms.
- [Communities We Serve in Coconino County, AZ](https://silvershorefundinggroup.com/service-areas/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, works with businesses across the area around Flagstaff from one office at 10 N Leroux St, including Sedona, Bellemont, Doney Park, Kachina Village and Mountainaire. Owners can call (928) 239-1321, send a request online or visit. Lending partners make credit decisions and set rates and terms.
- [Business Funding for Sedona, AZ Businesses](https://silvershorefundinggroup.com/service-areas/sedona-az/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, works with Sedona owners from its Flagstaff office by phone, online or in person. ZIP 86336 had 795 employer establishments in 2023, led by retail, and an estimated 32.5 percent of Sedona's employed residents are self-employed. Lending partners, not Silvershore, make credit decisions and set rates and terms.

## Company
- [Flagstaff, AZ Small-Business Funding Broker: Six Ways to Fund Growth](https://silvershorefundinggroup.com/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, explains six kinds of business funding and sends each request to lending partners that offer that kind. It does not lend, approve applications or set prices; partners do. Its office is at 10 N Leroux St, and owners anywhere in Coconino County can call (928) 239-1321 or send a short request online.
- [From Application to Offer: How a Flagstaff, AZ Funding Broker Works](https://silvershorefundinggroup.com/how-it-works/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, handles a request in four stages: you describe the need, Silvershore matches it to a funding type and to partners that offer it, a partner underwrites and decides, and you compare any offer before accepting. Silvershore is a broker, not a lender; partners make credit decisions and set rates and terms.
- [Business Funding Questions From Flagstaff, AZ Owners](https://silvershorefundinggroup.com/faq/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, answers common questions here: it is a broker, not a lender; it helps with six business funding types including merchant cash advances, which are not loans; it does not arrange personal, payday or title loans; and lending partners, not Silvershore, decide on requests and set rates and terms.
- [Request Business Funding Options in Flagstaff, AZ](https://silvershorefundinggroup.com/apply/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, takes requests through this short form or by phone. After you send it, Silvershore contacts you to discuss the need, matches it to a funding type and takes it to lending partners that offer that type. Partners make credit decisions and set rates and terms; you decide whether to accept.
- [About Silvershore Funding Group, a Business Funding Broker in Flagstaff, AZ](https://silvershorefundinggroup.com/about/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, helps owners understand six kinds of business funding and connects them with lending partners. It does not lend, approve requests or set prices. Its office is at 10 N Leroux St, and it works with businesses across Coconino County by phone, online and in person.
- [Contact Silvershore Funding Group in Flagstaff, AZ](https://silvershorefundinggroup.com/contact/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, can be reached at (928) 239-1321 or at its office, 10 N Leroux St, Flagstaff, AZ 86001. A short online request form is the third route. Silvershore is a broker, not a lender: lending partners make credit decisions and set rates and terms.
- [Broker Disclosures for Silvershore Funding Group, Flagstaff, AZ](https://silvershorefundinggroup.com/disclosures/): Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, does not lend money or make credit decisions. Lending partners approve or decline requests and set rates and terms, and a request carries no promise of approval. A merchant cash advance is not a loan. Information you provide is shared with partners to review your request.

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