Silvershore Funding Group, a small-business funding broker in Flagstaff, Arizona, works with four sectors its lending partners cover: construction, restaurants, medical and dental practices, and retail and wholesale. Each has a different cash cycle, so each tends toward different funding. Partners, not Silvershore, make credit decisions and set rates and terms.
Coconino County's four partner-covered sectors
| Sector | Employer establishments | Paid employees | Share with fewer than 5 employees |
|---|---|---|---|
| Construction | 421 | 3,035 | 61.8% |
| Food services and drinking places | 437 | 9,614 | 20.4% |
| Ambulatory health care (incl. physicians and dentists) | 329 | 3,279 | 55.0% |
| Retail trade | 550 | 8,234 | 37.8% |
Source: U.S. Census Bureau, County Business Patterns 2023; paid employees for the pay period including March 12, 2023. The contrast in the last column is the useful part. Construction firms here are mostly very small, while restaurants run with larger crews, which is why payroll timing dominates restaurant funding questions and equipment dominates contractors'.
Retailers and wholesalers
Shops and distributors do not have a separate page here; their funding question is nearly always stock. The inventory financing page carries the county's retail and wholesale figures and explains floor plans and inventory liens. Figures for the office's own ZIP code are on our Flagstaff page.
Outside these four sectors
Partner coverage is confirmed for these four sectors only, and agriculture and trucking funding are not available through us. Run a different kind of business? Call (928) 239-1321 and you will get a straight answer on whether we can help.
By Silvershore Funding Group · Updated